CHECKING ACCOUNTS
Community Credit Union offers Fabulous Checking Account products to fit your needs:
All of Community Credit Union's checking accounts offer Overdraft
Protection. You may take advantage of our overdraft transfer from a
share account, Member Privilege or LeCheque Mate.
Keeping Your Checkbook Up-to-Date
Sooner or later, anyone having a share draft/checking account learns that an essential part of managing a checkbook is balancing it. This is an easy task if kept up-to-date, but a nightmare if not. For some people, the nightmare compounds itself to the point that they either stop writing checks to allow the account to somehow rectify itself, or they close the account and start over with a new one.
If you've never bounced a check or had a mistake in your checkbook, consider yourself fortunate. Most people who bounce checks believe they have more money in their accounts than they actually do because they've made errors in their checkbook registers. Common problems include addition and subtraction errors and forgotten items, such as ATM (automated teller machine) withdrawals or fees, debit card transactions, or automatic payments.
Click here to connect to the  Checkbook Tips and Worksheet
At times, unanticipated expenses or unforseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience.
At Community Credit Union, we do not encourage overdrafts. As always, we encourage you to manage your finances responsibly. However, we want to save you from the additional merchant fees and possible damage to your credit history that might result if a check is returned.
That's why we provide Member Privilege, a special overdraft service. This requires no action on your part. You don't have to sign up for anything. With Member Privilege, we will, at our discretion, allow the check to clear and cover the amount. Please note that the amount of the overdraft plus a Standard NSF fee of $25 will be deducted from your account. (See credit union for full details)
Savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, the National Credit Union Association.
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