144 Pine St. Lewiston, ME 04240 | 40 Stanley St. Auburn, ME 04210
Ph. 207.783.2096 |  Ph. 207.777.4547

You get $4,000 in Accidental Death & Dismemberment (AD&D) Protection at NO COST to you!

Your membership with Community Credit Union entitles you to $4,000 of no-cost AD&D insurance made available by your Credit Union and underwritten by CUNA Mutual Insurance Society.

With AD&D insurance, you add protection for when serious accidents happen. And you can purchase more - up to $300,000 - and receive additional benefits to aid yourself and loved ones with unexpected expenses including hospitalization, childcare, grief counseling and more.

To make your claim for $4,000 no-cost protection or apply for more, contact MEMBERS Financial Services today: 1-877-MEMBERS (1-877-636-2377)

*Your Credit Union helps maintain this program and is entitled to compensation from CUNA Mutual Insurance Society for doing so. The insurance offered is not a deposit and is not insured by the NCUSIF or guaranteed or underwritten by your Credit Union. Any person who knowingly and with the intent to defraud any insurance company or other person files an application for insurance or statement of claim containing and materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. Available to Credit Union members age 18 and over.
 

Credit Life and Disability Insurance

Plan for your family's financial future by protecting your loans with Credit Insurance.

Your unexpected disability or death can affect your household's income level and change your family's standard of living in an instant, making household financial commitments difficult to meet. Coping with your disability or death can be emotionally and physically stressful for your family. Struggling to make loan payments on a reduced or lost income is another heavy burden your family shouldn't have to bear. When you choose to protect your loans with MEMBER'S CHOICE Credit Life and Credit Disability Insurance, you're planning for your family's financial future.*

With payment protection like MEMBER'S CHOICE Credit Life Insurance, if you pass away and your claim is payable, your eligible loan balance is reduced or paid off. With MEMBER'S CHOICE Credit Disability Insurance, if you're disabled due to injury or sickness, your loan payments will be paid until you are no longer disabled, your loan is paid, or you reach the policy maximum.*

*Be sure to read the Credit Insurance Application and Certificate of Insurance which will explain the exact terms, conditions and exclusions of the policy. Eligibility requirements including age maximums, working requirements and health questions may apply. Also, benefits may be subject to a waiting period. The policy may include maximum coverage or benefit amounts and/or durations. Exclusions for pre-existing conditions, normal pregnancy, intentional injury, air travel and/or atomic explosions may apply.

Only a licensed insurance agent may provide consultation on your insurance needs. This is a voluntary insurance product. Your financing outcome is not based on your selection of this product. Claims may be filed electronically via Claims Online at www.cunamutual.com or by completing a Disability Claim Notice available at your Credit Union and mailing or faxing it to: CUNA Mutual Group, Attn: Credit Insurance Claims, P.O. Box 1621, Madison, WI 53791-8927; Fax: 1-608-218-1998.

 

 

 

Guaranteed Asset Protection (GAP) Insurance

Do you know if your vehicle is adequately protected?

• After you drive off the dealer's lot, will you owe more on the vehicle than it's worth? (Vehicles depreciate by thousands of dollars after purchase)
• Will you put less than 20% down on the purchase of your vehicle?

Answering "yes" to either question means your vehicle may not be completely protected.

If your vehicle is stolen, accidentally damaged and declared a loss, you may be responsible for paying the difference between the vehicle's actual cash value and the loan balance.

MEMBER'S CHOICE Guaranteed Asset Protection (GAP) helps ease your financial burden by paying the potentially high-cost difference.

*Be sure to carefully read your MEMBER'S CHOICE GAP waiver or policy/certificate of insurance for complete details. Guaranteed Asset Protection (GAP) may vary first by state then by Credit Union. In states where GAP is an insurance product, MEMBER'S CHOICE GAP is made available and underwritten by CUMIS Insurance Society. In states where GAP is a debt cancellation product, MEMBER'S CHOICE GAP is made available through your Credit Union and administered by CUMIS Insurance Society, Inc.

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